Paperwork Needed

To apply for a loan, you will be asked to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

• Social Security numbers for both you and any co-borrowers
• Copies of checking and savings accounts statements for the past two months
• Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
• Recent paycheck stubs
• W-2 withholding forms, and income tax returns for the past two years to verify your income and proof of employment
• Two years of current and/or previous employment information
• Residence history for the past two years
• Sales contract for the purchase of a new home